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Loan In Kenya - Balance

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Balance goal is to provide each person the path to better financial health. We constantly effort to offer you required money at the lowest interest rates. If you are not satisfied with your personal loan terms (amount, interest rate, term), please contact us via the app.

The annual interest rate varies from 109,500% to 730,000% per annum. Your actual rate depends on your credit score, loan amount, loan term, credit history; it will be agreed between you and the creditor before signing the loan agreement. 

Improving loan conditions may be accomplished by the implementation of credit obligations of the previous loans. Improving conditions implies higher credit limit and lower interest rate charged on the loan per day.

Offers provided to customers who originated via a paid Google or Bing advertisements of no greater than 730,000% annum with terms from 61 days to 120 days.

The example of the interest rate calculation for the loan of 10 000 Ksh for a period of 10 weeks (70 days).

The interest rate on a loan for 70 days is 0.3% per day (109,500% per annum).
The full cost of the loan is 109,500% per annum.

The amount of accrued interest for 70 days of the loan is 2 100 Ksh.
The repayment amount is 12 100 Ksh.

A penalty for an overdue loan counts 10% of the loan amount (but not more than 1000 Ksh). A penalty for the overdue loan of 10 000 Ksh is 1000 Ksh.

The repayment amount if the loan is overdue is 13 100 Ksh


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